Loan options at a glance

Different products serve different needs. Use these pages to understand what's available and decide which type best fits your situation.

Submitting your information will not affect your credit score. Lender criteria, terms, and rates vary.

An installment loan is a fixed-amount loan you repay in equal scheduled payments over a set term.

Amounts: $300–$5,000

Term: Usually 3 to 36 months. Smaller amounts run shorter; larger balances stretch longer to keep the monthly payment manageable.

A bad credit loan is a personal loan for borrowers with low credit scores, generally below 620.

Amounts: $300–$5,000

Term: Usually 2 to 24 months, depending on the amount and your income.

A personal loan is an unsecured loan paid out as a lump sum and repaid in fixed monthly installments over a set term.

Amounts: $1,000–$5,000

Term: Usually 6 to 36 months for subprime and near-prime borrowers.

A cash advance is short-term borrowing used to cover expenses before your next paycheck, traditionally repaid in a single lump sum on payday.

Amounts: $100–$1,500

Term: From a single pay cycle up to about 6 months, depending on the product.

Payday loan alternatives are credit products that meet the same short-term need with safer structures.

Amounts: $200–$2,000

Term: Usually 1 to 12 months, longer than a traditional payday loan's two weeks.

Ready to see your loan options?

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